USDA Vs. FHA your options comparison in Fremont, Rockingham County, NH

For the current year 2025, the USDA loan limit for Fremont, positioned in Rockingham county of NH, is set at $616,400. Meanwhile, the FHA limit for a single-family house is at $828,000.

Employ the Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA versus FHA loans. It also determines the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA loans, making it easier to determine the best program for your financial scenario in .

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Loan Limits for 2025 and Down Payment Needs in Fremont, Rockingham, NH

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Examining USDA and FHA Loan Options in Fremont, NH

The primary aim of Lendersa® is to seamlessly provide you with the best possible USDA or FHA loan. Select any of the three starting options provided below, guiding you towards matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Defining USDA Loans in NH

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is solely available for properties in designated rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Green Mortgage Northwest
  • 650 Holladay Street, Suite 1600, Portland, OR, 97232
  • Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day. We employ paperless document management, electronic signing.
  • NW Premier Mortgage, Inc
  • 2154 NE Broadway St, Suite 120, Portland, OR, 97232
  • NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business
  • Green Source Capital LLC
  • 515 NE Holladay St, Suite 215, Portland, OR, 97232
  • The Green Source Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Machinists-Boilermakers Federal Credit Union
  • 25 Cornell Avenue, Gladstone, OR, 97027
  • Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.
  • Cutting Edge Federal Credit Union
  • 4620 SE International Way, Suite 105, Milwaukie, OR, 97222
  • Cutting Edge Federal Credit Union was originally chartered in 1953 by ten volunteers who believed that a credit union would benefit the employees of Chipper Chain. After starting as Chipper Chain FCU, our name has changed, first to Omark FCU, then Blount FCU before becoming Cutting Edge FCU in 2002.
  • Reliable Credit Association Inc.
  • 10690 SE McLoughlin Blvd, Milwaukie, OR, 97222
  • Reliable Credit Association, Inc. is an independently owned and operated consumer finance company. We were incorporated in 1958 under the laws of the state of Oregon when a retired U.S. Army Captain founded the company with the support of his father, mother, and wife. In 1994, the shareholders of Reliable Credit Association, Inc.
  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
  • Sierra Pacific Federal Credit Union
  • 6100 Neil Rd, Suite 150, Reno, NV, 89511
  • Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.