In 2025, the USDA loan ceiling for Raymond in Rockingham, NH, is $616,400, whereas the FHA limit for a single-family home is $828,000.
The Lendersa® USDA loan calculator helps you evaluate today's USDA vs FHA rates, determining the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, to select the best program for your financial situation, such as those in
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® is dedicated to quickly securing the ultimate USDA or FHA loan for you efficiently. Choose one of three starting points to connect with matching lenders and USDA loan options.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is federally backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans have no down payment requirement, offering significant benefits for rural residents.
Enter your location to find out if it qualifies for USDA rural housing loan?
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