For the year 2026, the USDA loan cap in Hampton, situated in the county of Rockingham, NH, is set at $616,400, whereas the FHA limit remains at $828,000 for single-family residences.
Utilize the Lendersa® USDA loan calculator to evaluate the premier USDA versus FHA rates available today, and identify the income, credit, reserves, and documentation prerequisites to qualify. Our cutting-edge mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Hampton, County of Rockingham, NH
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Navigating USDA and FHA Loan Options in Hampton, NH
The objective of Lendersa® is to secure the most favorable USDA loan or FHA loan for you quickly and with ease. Choose from three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, offered through the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all.
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
86 Lafayette Road, Suite 4, North Hampton, NH, 03862
Lends in New Hampshire
Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it
Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
