USDA VS FHA in Hampton, Rockingham County, NH

For the year 2025, the USDA loan cap in Hampton, situated in the county of Rockingham, NH, is set at $616,400, whereas the FHA limit remains at $828,000 for single-family residences.

Utilize the Lendersa® USDA loan calculator to evaluate the premier USDA versus FHA rates available today, and identify the income, credit, reserves, and documentation prerequisites to qualify. Our cutting-edge mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program in for your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Hampton, County of Rockingham, NH

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Navigating USDA and FHA Loan Options in Hampton, NH

The objective of Lendersa® is to secure the most favorable USDA loan or FHA loan for you quickly and with ease. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

The USDA home loan, offered through the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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