USDA Vs. FHA Pro and Con comparison in Stratham, Rockingham County, NH
For 2025, the USDA loan limit in Stratham, within the bounds of Rockingham county, NH, is $616,400. Conversely, for a single-family home, the FHA cap is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options compared side by side, aiding in deciding which program suits your financial situation in best.
Current Year Loan Limits and Down Payment Requirements in Stratham, Rockingham, NH
Loan Type
Loan Limit
Down payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA Loan Options in Stratham, NH
Lendersa®'s mission is to efficiently secure the best possible USDA or FHA loan for you, hassle-free. You can select from three starting paths to connect with suitable lenders and explore USDA loan programs effectively.
The USDA home loan, assured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment at all.
Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.
We are your hometown, home-owned Bank. We're dedicated to providing the citizens of Lafayette and Pontotoc Counties and the surrounding area with a level of personal services that's hard to find in this modern era of megabanks and automated financial services. Oxford University Bank is a locally owned and operated community bank.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.
We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities