For 2026, the USDA loan limit in Stratham, within the bounds of Rockingham county, NH, is $616,400. Conversely, for a single-family home, the FHA cap is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options compared side by side, aiding in deciding which program suits your financial situation in
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| Loan Type | Loan Limit | Down payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa®'s mission is to efficiently secure the best possible USDA or FHA loan for you, hassle-free. You can select from three starting paths to connect with suitable lenders and explore USDA loan programs effectively.
The USDA home loan, assured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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