For the year 2026, in Seabrook, Rockingham county of NH, the USDA loan limit is set at $616,400, whereas for a single-family home, the FHA limit stands at $828,000.
The Lendersa® USDA loan calculator offers a comparison of today's top USDA and FHA rates. Evaluate the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding which option in
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| Loan Type | Loan Limit | Down payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loan, quickly and hassle-free. Choose from three starting pathways that connect you with the right lenders and USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, demanding a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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