USDA Vs. FHA your options comparison in Hillsborough, Hillsborough County, NH
In the year 2025, the USDA loan ceiling in Hillsborough, located in Hillsborough County, NH, is set at $350,000. Meanwhile, the FHA ceiling for a single-family residence is $477,250.
Utilize the Lendersa® USDA loan calculator to juxtapose current USDA and FHA rates. It helps assess the necessary income, credit status, savings, and paperwork for qualification. Our sophisticated mortgage tool presents USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the most suitable program for your financial circumstances in .
2025 Loan Ceilings and Down Payment Necessities in Hillsborough, Hillsborough County, NH
Type of Loan
Maximum Loan
Needed Down Payment
USDA
$350,000
0%
FHA
$477,250
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Opportunities in Hillsborough, NH
Lendersa® is committed to swiftly providing you with optimal USDA or FHA loans with ease. Begin one of three pathways to connect with lenders and access USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is accessible only in rural areas. Contrary to FHA home loans which demand a minimum of 3.5% as a down payment, the USDA mortgage requires zero down payment.
United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information.
United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know.
We provide products and services that help the financial stability and economic growth for both our members and our community.
As part of your community, we plan for the future to help individuals
At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!
BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
Mobile Postal Employees Credit Union was established July 1st, 1949 to serve the needs of Postal Workers and their families. Like all credit unions, we are a nonprofit, member-owned financial institution. Unlike a bank, we do not operate for profit. Any profit earned by the credit union is returned to the members in the form of dividends.
Azalea City Credit Union currently serves the financial needs of Mobile, Baldwin, Washington and Clarke County residents and those that work, attend school or worship in these counties. At Azalea City Credit Union, we are committed to providing our members with quality financial products and exceptional service.
AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.
Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
