USDA Loan Vs. FHA loan pro & con Hillsborough, Hillsborough County, NH

In the year 2025, the USDA loan ceiling in Hillsborough, located in Hillsborough County, NH, is set at $350,000. Meanwhile, the FHA ceiling for a single-family residence is $477,250.

Utilize the Lendersa® USDA loan calculator to juxtapose current USDA and FHA rates. It helps assess the necessary income, credit status, savings, and paperwork for qualification. Our sophisticated mortgage tool presents USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the most suitable program for your financial circumstances in .

Diverse USDA and FHA Loan Opportunities in Hillsborough, NH

Lendersa® is committed to swiftly providing you with optimal USDA or FHA loans with ease. Begin one of three pathways to connect with lenders and access USDA loan schemes.

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Understanding USDA Loans in NH

A USDA home loan, endorsed by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is accessible only in rural areas. Contrary to FHA home loans which demand a minimum of 3.5% as a down payment, the USDA mortgage requires zero down payment.

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(415) 516-9600 Lender's profile and map Reviews Icon Capital Group, Inc. 3449 Crestview Way, Napa, CA, 94558 Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
(707) 759-5129 Lender's profile and map Reviews Network Independent Mortgage Brokers 1300 Oliver Road, Suite 140, Fairfield, CA, 94534 Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
(925) 609-5000 Lender's profile and map Reviews Pacific Service Credit Union 3000 Clayton Road, Concord, CA, 94519 Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
(925) 500-8083 Lender's profile and map Reviews Primary Real Estate Services 2818 Clayton Road, Concord, CA, 94519 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(925) 997-9046 Lender's profile and map Reviews JBM Mortgage Inc 4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506 As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
(925) 216-0451 Lender's profile and map Reviews Premier Mortgage Direct Corp. 430 Kingston Drive, Danville, CA, 94506 Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
(800) 638-6035 Lender's profile and map Reviews Mortgij, Inc. 632 Birchwood Court, Danville, CA, 94506 We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
(925) 208-1755 Lender's profile and map Reviews Compass Mortgage Advisors 3840 Blackhawk Road, Suite 105, Danville, CA, 94506 Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
(800) 232-8101 Lender's profile and map Reviews Chevron Federal Credit Union 2300 Clayton Road, Suite 700, Concord, CA, 94520 Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
(888) 663-9350 Lender's profile and map Reviews CU Lending 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520 CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.