USDA and FHA Pro and Con in Hopkinton, Merrimack County, NH
In 2025, the USDA loan threshold in Hopkinton, located in Merrimack county, NH, is $350,000. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
To evaluate the current top rates for USDA versus FHA loans, leverage the Lendersa® USDA loan calculator, which helps you analyze the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program in tailored to your financial needs.
2025 loan limits and down payment requirements in Hopkinton, Merrimack county, NH
Loan Type
Loan Limit
Down payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan alternatives in Hopkinton, NH
Lendersa® is committed to securing you the optimal USDA or FHA loan speedily and with minimal inconvenience. Choose from one of three options to connect with lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are strictly accessible in rural areas. FHA loans demand a minimum 3.5% down payment, whereas the USDA mortgages can be acquired with zero down payment requirement.
Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
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2081 Business Center Drive, Suite 130, Irvine, CA, 92612
Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
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2082 Business Center Drive, Suite 235, Irvine, CA, 92612
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19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
2111 Business Center Drive, Suite 200, Irvine, CA, 92612
Optima Capital is a direct mortgage broker company and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
2081 Business Center Dr, Suite 180, Irvine, CA, 92612
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