USDA Vs. FHA your options comparison in Hopkinton, Merrimack County, NH
In 2025, the USDA loan threshold in Hopkinton, located in Merrimack county, NH, is $350,000. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
To evaluate the current top rates for USDA versus FHA loans, leverage the Lendersa® USDA loan calculator, which helps you analyze the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program in tailored to your financial needs.
2025 loan limits and down payment requirements in Hopkinton, Merrimack county, NH
Loan Type
Loan Limit
Down payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan alternatives in Hopkinton, NH
Lendersa® is committed to securing you the optimal USDA or FHA loan speedily and with minimal inconvenience. Choose from one of three options to connect with lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are strictly accessible in rural areas. FHA loans demand a minimum 3.5% down payment, whereas the USDA mortgages can be acquired with zero down payment requirement.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates
The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.
With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
Bank Midwest can help you manage your business with accounts and services designed for commercial banking. We also offer real estate financing, commercial insurance protection or group retirement plans or trust and estate services and also Bank Midwest provides a complete portfolio of financial services to businesses.
