USDA VS FHA in New-Boston, Hillsborough County, NH

For 2026, the USDA loan limit in New-Boston, set within Hillsborough, NH, is $350,000, whereas the FHA limit for a single-family residence is $373,750.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option for your financial needs in regions like .

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2026 Loan Limits and Down Payment Requirements in New-Boston, Hillsborough, NH

Loan Type Loan Limit Down Payment
USDA $350,000 0%
FHA $373,750 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in New-Boston, NH

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without the hassle. Start with one of three initial pathways that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available in rural neighborhoods only. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Boston Lenders

  • NHCash.com, LLC
  • 169 S River Rd, Unit 19, Bedford, NH, 03110
  • Lends in New Hampshire
  • NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency. Family-owned & operated so you can be sure you will receive a personal service. Locally-owned & operated. Supporting local people which is the core to our ethos We offer credit lines to people that may be underserved because of previous problems.

  • snh commercial finance
  • 264 South River Road, Suite 542, Bedford, NH, 03110
  • Lends in New Hampshire
  • SNH Commercial Finance offers a portfolio of specialized commercial property financing including; Conventional Real Estate Loans, SBA Guaranteed Loans, Stated Commercial Loans, and Commercial Bridge Financing.

    For cost effective options with Cash-Out, Discounted Pay-Off or simple Rate & Term Refinancing contact SNH Commercial Finance to refina

  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Lends in New Hampshire
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.

  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Lends in New Hampshire
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Cambridge Trust
  • 99 S River Rd, Bedford, NH, 03110
  • Lends in New Hampshire
  • Cambridge Trust is a private bank that creates custom financial solutions to build, grow and protect wealth for the needs of today’s individuals, families, businesses, private partnerships and nonprofit organizations. Each of our clients has a dedicated private banker who understands their needs

  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • Lends in New Hampshire
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Best Rate Mortgage & Equity Group, LLC
  • 80 South Street, Suite 6, Milford, NH, 03055
  • Lends in New Hampshire
  • After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM.

    Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!