During 2026, the USDA loan limit for Hudson, located in the county of Hillsborough, NH, is established at $350,000. In comparison, the FHA limit for a single-family home is set at $477,250.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. This tool will help you determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan programs side by side, aiding in choosing the most beneficial program for your unique financial context in .
Loan limits and downpayment requirements for 2026 in Hudson, Hillsborough, NH
Type of Loan
Loan Maximum
Down Payment
USDA
$350,000
0%
FHA
$477,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan possibilities in Hudson, NH
The aim of Lendersa® is to provide you with the quickest and most effective USDA or FHA loans, minimizing hassle. Choose from one of three starting pathways, all designed to connect you directly with matching lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture. It is available exclusively in rural communities. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
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