USDA Vs. FHA your options comparison in Hudson, Hillsborough County, NH

During 2026, the USDA loan limit for Hudson, located in the county of Hillsborough, NH, is established at $350,000. In comparison, the FHA limit for a single-family home is set at $477,250.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. This tool will help you determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan programs side by side, aiding in choosing the most beneficial program for your unique financial context in .

Explore loan offers from a selection of 100 lenders

Loan limits and downpayment requirements for 2026 in Hudson, Hillsborough, NH

Type of Loan Loan Maximum Down Payment
USDA $350,000 0%
FHA $477,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan possibilities in Hudson, NH

The aim of Lendersa® is to provide you with the quickest and most effective USDA or FHA loans, minimizing hassle. Choose from one of three starting pathways, all designed to connect you directly with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What constitutes a USDA Loan in NH?

The USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture. It is available exclusively in rural communities. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hudson Lenders

  • Melody Mortgage LLC
  • 2 Winnhaven Drive, Hudson, NH, 03051
  • Lends in New Hampshire
  • Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.

  • Blue Note Capital
  • 13 Pinewood Rd, Hudson, NH, 03051
  • Lends in New Hampshire
  • Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects

  • Alpha Mortgage & Financial Services Inc
  • 142 Main Street, Suite 219, Nashua, NH, 03060
  • Lends in New Hampshire
  • Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.

  • Allanach/Mortgage Group Corporation
  • 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
  • Lends in New Hampshire
  • "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years.

    Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need

  • Traditional Mortgage Inc
  • 63 Simpson Rd, Pelham, NH, 03076
  • Lends in New Hampshire
  • Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.

  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Lends in New Hampshire
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.

  • Pride Rock Mortgage LLC
  • 31 Lowell Rd, Windham, NH, 03087
  • Lends in New Hampshire
  • Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits

  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Lends in New Hampshire
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.

  • Bank of New England
  • 31 Pelham Road, Salem, NH, 03079
  • Lends in New Hampshire
  • Bank of New England remains committed to providing the business community with a standard of service second to none. As the regional economy continues to recover we seek to add quality loans; improve our capital levels; and address new opportunities. We look forward to meeting the deposit