USDA and FHA Pro and Con in Moultonborough, Carroll County, NH

In 2026, the USDA loan limit for Moultonborough in Carroll county, NH is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program is best for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Moultonborough, Carroll, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Moultonborough, NH

Lendersa® aims to connect you quickly with the best USDA or FHA loan options, without hassle. Choose from one of three starting points, guiding you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural areas, this loan requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Moultonborough Lenders

  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • Lends in New Hampshire
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.

  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Lends in New Hampshire
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.

  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Lends in New Hampshire
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.

  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • Lends in New Hampshire
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide

  • New Hampshire Community Loan Fund
  • 7 Wall Street, Concord, NH, 03301
  • Lends in New Hampshire
  • The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.

  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • Lends in New Hampshire
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.

  • EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO)
  • 4 Barrell Court, Concord, NH, 03301
  • Lends in New Hampshire
  • EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.

  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Lends in New Hampshire
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.

  • Everlasting Capital Corporation
  • 27B Sterling Dr, Rochester, NH, 03867
  • Lends in New Hampshire
  • Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options.

    Everlasting Capital is your number one source for getting any deal done with the highest level of expertise