USDA Vs. FHA Pro and Con comparison in Tamworth, Carroll County, NH

In the year 2025, the USDA loan limit in Tamworth, situated in Carroll county, NH, stands at $336,500. For a single-family home, the FHA loan limit is $472,030.

Leverage the Lendersa® USDA loan calculator to effectively compare the leading USDA and FHA rates available today. Determine the income, credit requirements, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enhancing your ability to choose the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Specifications in Tamworth, Carroll County, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Investigate USDA and FHA Loan Opportunities in Tamworth, NH

Lendersa® aims to quickly and smoothly connect you with the best possible USDA or FHA loan. You can initiate with one of three outlined strategies that align you with appropriate lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, endorsed by the government through the Department of Agriculture—often called a USDA rural development loan or simply USDA mortgage—is available solely in rural areas. It contrasts with FHA loans that require at least a 3.5% down payment since USDA loans have no down payment requirement, providing greater ease of access for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
  • Madison County Bank
  • 111 West Third Street, Madison, NE, 68748
  • "Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888. Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
  • Grand Savings Bank
  • 1022 South Main Street, Grove, OK, 74344
  • With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
  • Bank of Grand Lake
  • 201 E. 18th Street, Grove, OK, 74344
  • Since 2005 we have been committed to the practice of serving our community. Originally established as The Bank of Grove, we operated as a single location establishment, before opening our second location. In 2017, we expanded our commitment by changing our name to the Bank of Grand Lake, and in 2018 we opened the doors to our Langley location.
  • Nebraska Energy Federal Credit Union
  • 1414 15th Street, Columbus, NE, 68601
  • Nebraska Energy Federal Credit Union serves employees and their families of entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming and Colorado. Helping our members achieve financial success - that starts with the credit union difference, where you're a member - and an owner.
  • Columbus United Federal Credit Union
  • 2472 39th Avenue, Columbus, NE, 68601
  • Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • Memorial Employees Federal Credit Union
  • 3501 Johnson Street, Hollywood, FL, 33021
  • MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
  • First Southeast Mortgage Corporation
  • 3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021
  • "We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs. We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."