USDA Vs. FHA Pro and Con comparison in Gilford, Belknap County, NH
In 2025, the USDA loan cap in Gilford, within the county of Belknap, NH, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the most advantageous USDA VS FHA rates of today. Determine necessary income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, facilitating informed decisions about which program in suits your unique financial situation best.
Loan limits and initial payment requirements for 2025 in Gilford, Belknap county, NH
Type of Loan
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Gilford, NH
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without any hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, underwritten by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is accessible solely in rural areas. In contrast to FHA loans which have a minimum down payment of 3.5%, USDA loans require no down payment at all.
Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties.
Immediate family members of existing members are also eligible to gain membership in the credit union.
HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-
Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.
Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
