USDA VS FHA in Gilford, Belknap County, NH

In 2025, the USDA loan cap in Gilford, within the county of Belknap, NH, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the most advantageous USDA VS FHA rates of today. Determine necessary income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, facilitating informed decisions about which program in suits your unique financial situation best.

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Loan limits and initial payment requirements for 2025 in Gilford, Belknap county, NH

Type of Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Gilford, NH

The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without any hassle. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loan in NH

A USDA home loan, underwritten by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is accessible solely in rural areas. In contrast to FHA loans which have a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • UNION SAVINGS BANK
  • 225 Main Street, Danbury, CT, 06810
  • USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
  • GML Group
  • 429 Main Street, Suite 1, Danbury, CT, 06810
  • At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
  • St. Vincent's Medical Center Federal Credit Union
  • 2800 Main Street, Bridgeport, CT, 06606
  • St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
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  • 3590 Main Street, Bridgeport, CT, 06606
  • The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
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  • McKesson Federal Credit Union is a Federally insured, member owned, full service financial institution. For over a half century, we have been committed to providing employees of our employee groups and their families with diversified, high quality, competitively priced financial products and services.
  • Leatherstocking Credit Union
  • 24 Glen Avenue, Cooperstown, NY, 13326
  • Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
  • People's United Bank
  • 710 Water St, Bridgeport, CT, 06608
  • People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,