USDA and FHA Pro and Con in Newmarket, Rockingham County, NH
In the year 2025, the USDA loan cap for Newmarket, located in the county of Rockingham, NH, is set at $616,400. In comparison, the FHA loan ceiling stands at $828,000 for a one-family residence.
Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA rates available today. Determine the income, credit, reserves, and documentation needed for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable option in for your specific financial scenario.
Loan boundaries and downpayment criteria in Newmarket, Rockingham county, NH (2025)
Loan Type
Maximum Loan
Down Payment %
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Available USDA and FHA loan choices in Newmarket, NH
The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly, with minimal inconvenience. Choose one of three starting paths that will align you with lenders and USDA loan options.
A USDA home loan is government-backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is exclusively offered for properties in rural areas. Unlike FHA loans necessitating a 3.5% minimum down payment, USDA loans require no down payment at all.
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