In 2026, the USDA loan limit for Durham, located in Strafford, NH, is set at $616,400, while the FHA cap for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial situation, including regions like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® strives to swiftly provide you with the optimal USDA or FHA loan, without hassle. Start by choosing one of three pathways leading to matched lenders and the USDA loan programs they offer.
A USDA home loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is designated solely for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment, offering significant advantages for eligible rural settings.
Enter your location to find out if it qualifies for USDA rural housing loan?
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