USDA Vs. FHA your options comparison in Durham, Strafford County, NH

In 2025, the USDA loan limit for Durham, located in Strafford, NH, is set at $616,400, while the FHA cap for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial situation, including regions like .

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2025 Loan Limits and Down Payment Requirements in Durham, Strafford, NH

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Durham, NH

Lendersa® strives to swiftly provide you with the optimal USDA or FHA loan, without hassle. Start by choosing one of three pathways leading to matched lenders and the USDA loan programs they offer.

Lendersa USDA loan request and results match

Understanding USDA Loans in NH

A USDA home loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is designated solely for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment, offering significant advantages for eligible rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greenback Funding, Inc.
  • 2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
  • Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Acadia Financial Inc.
  • 2986 Avenida Simi, Simi Valley, CA, 93063
  • Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
  • R & G Financial Services Inc.
  • 2320 Tapo Street, Simi Valley, CA, 93063
  • At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
  • American Elite Mortgage
  • 1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
  • American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
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  • 1845 S. Elena Avenue, Redondo Beach, CA, 90277
  • Susan Jensen Martz, owner of Riviera Mortgage Group, has been in real estate financing for 25 years. Her knowledge and expertise in packaging a loan and finding the best mortgage option for her client has been her top priority throughout her career. Whether it’s a simple refinance or a multi faceted deal, she has the avenues to get a loan funded.
  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.
  • PacificOne
  • 250 N Harbor Drive, Suite 315, Redondo Beach, CA, 90277
  • PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you. Family owned and operated since 2001. At any point, feel free to e-mail or call us regarding any questions you may have.
  • King Harbor Wealth Management
  • 1801 South Catalina Avenue, Suite 305, Redondo Beach, CA, 90277
  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience. We cater to those seeking a long-term relationship and who value expertise with a disciplined,"
  • California Brokers
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  • A full Service provider of Real Estate Sales/Purchases, Leasing and Brokerage in most of Southern California, Central California and Northern California. Experts in Real Estate Contracts and Negotiations, Premium High-End Custom Homes and Specialized Knowledge in Construction, Interior Design, and Remodels.
  • Beach City Brokers
  • 200 South Pacific Coast Hwy, Redondo Beach, CA, 90277
  • Beach City Brokers was established in 1998, with offices located in Redondo Beach and El Segundo, serving local homeowners throughout the South Bay area. We're a family owned business that prides itself on integrity and hard work. We hire and work with a team of agents who are licensed.