USDA Vs. FHA Pro and Con comparison in Nottingham, Rockingham County, NH
In 2025, the USDA loan cap in Nottingham, located in Rockingham, NH, is $616,400, while the FHA limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to contrast the day’s best USDA and FHA rates. Evaluate income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Nottingham, Rockingham, NH
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Choices in Nottingham, NH
Lendersa® strives to provide you with the best possible USDA or FHA loans quickly. You can opt from three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, provided by the Department of Agriculture, also recognized as a USDA rural development loan or DDA mortgage, is available exclusively in rural areas. Contrasting FHA loans that require at least 3.5% down, USDA loans require no down payment.
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