USDA Vs. FHA Pro and Con comparison in Deerfield, Rockingham County, NH

In 2025, USDA loan limit in Deerfield, county of Rockingham, NH is $616,400 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Deerfield, county of Rockingham, NH

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA loan options in Deerfield, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oak Leaf Financial
  • 110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
  • Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever
  • Financial Freedom Mortgage, LLC
  • 112 West Park Drive, Suite 300, Mount Laurel, NJ, 08054
  • Financial Freedom Mortgage, LLC. was established with the mission of creating extraordinary mortgage solutions for the citizens of New Jersey, Maryland, Delaware and Florida. That mission continues to be a driving force through today. Financial Freedom Mortgage has always sought out the nation's most creative and responsible lenders.
  • Union Plus Mortgage Company
  • 305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
  • Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.
  • LofiDirect
  • 700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
  • Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
  • HighPoint Mortgage Inc
  • 211 Hartford Road, Mt. Laurel, NJ, 8054
  • HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
  • 389 Hamilton St, Geneva, NY, 14456
  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • Welcome Mortgage Corp
  • 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077
  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
  • Honeywell Federal Credit Union
  • 512 Virginia Drive, Fort Washington, PA, 19034
  • Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
  • Trumark Financial Credit Union
  • 335 Commerce Drive, Fort Washington, PA, 19034
  • Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives