USDA Vs. FHA your options comparison in Deerfield, Rockingham County, NH

In 2025, the USDA loan limit applicable for Deerfield in the county of Rockingham, NH is $616,400, whereas the FHA ceiling for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to assess and compare the prime rates for USDA versus FHA loans available today. This tool helps you ascertain the income, credit, reserves, and required documentation to qualify. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the best program for your financial circumstances in areas like .

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2025 Loan Limits and Down Payment Requirements in Deerfield, County of Rockingham, NH

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Deerfield, NH

The mission of Lendersa® is to swiftly connect you with the most advantageous USDA or FHA loans, without the usual hassle. Start from any of our three options that will direct you to lenders matching USDA loan programs.

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Understanding the USDA Loan in NH

The USDA home loan is a government-backed loan offered by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. This loan is accessible only in designated rural neighborhoods. Different from FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Financial Services.
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  • United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.
  • The Money Market, Inc.
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  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • TeamMotta
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  • American National Insurance Company’s philosophy is to not spend money in mass-marketing or national advertising campaigns – instead America National concentrate on developing better products with meaningful coverages, better overall pricing, sustaining the reputation for outstanding claims service.
  • Pacheco Realty & Financial Services Inc.
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  • Best Rate Mortgage
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Rainbow Funding and Real Estate
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  • Personalized and professional service is what the real estate agents at Rainbow Funding in Newark, California, provide you. Since 1983, our agency has been serving people of the Bay Area, like yourself, in obtaining loans and home listings. We offer a variety of programs built to match your needs in buying, selling, and financing homes. So the n
  • Mission City FCU
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  • Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
  • The Loan Story
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  • I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
  • The Loan Story
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  • Michael Ryan & Associates
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