For 2026, the USDA loan limit in Portsmouth, within the county of Rockingham, NH amounts to $616,400; meanwhile, the FHA limit for a single-family house is $828,000.
The Lendersa® USDA loan calculator serves as a tool to compare current USDA and FHA rates, helping to determine the needed income, credit, reserves, and documentation for qualification. It allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial needs in areas like
Evaluate loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan, free from complications. You can start with one of three options that lead you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. It is exclusively available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgage loans do not require any down payment, offering substantial benefits for eligible rural localities.
Enter your location to find out if it qualifies for USDA rural housing loan?
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