USDA Loan Vs. FHA loan for Portsmouth, NH [Rockingham County ]

For 2025, the USDA loan limit in Portsmouth, within the county of Rockingham, NH amounts to $616,400; meanwhile, the FHA limit for a single-family house is $828,000.

The Lendersa® USDA loan calculator serves as a tool to compare current USDA and FHA rates, helping to determine the needed income, credit, reserves, and documentation for qualification. It allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial needs in areas like .

Exploring USDA and FHA Loan Options in Portsmouth, NH

The mission of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan, free from complications. You can start with one of three options that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NH

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. It is exclusively available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgage loans do not require any down payment, offering substantial benefits for eligible rural localities.

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(605) 426-6031 Lender's profile and map Reviews Ipswich State Bank 301 First Avenue, Ipswich, SD, 57451 The Ipswich State Bank is a locally-owned bank located in Ipswich, SD that has been serving the community since 1938. At the Ipswich State Bank our customers have been, and always will be our first priority. We do everything that we can to make all of their banking needs as accessible and easy as possible.
5046283544 Lender's profile and map Reviews Silverstar Capital llc 609 Metairie rd #8252, Metairie, LA, 70005 Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol
(504) 838-5456 Lender's profile and map Reviews Fleur De Lis Federal Credit Union 433 Metairie Road, Suite 114, Metairie, LA, 70005 Fleur De Lis Federal Credit Union was chartered on 1951 to provide financial services to the employees of the Louisiana Department of Health in LA, employees of the credit union, members of their immediate families & organizations of such persons. The Charter was amended in January 1997 to include the Office of Health Services and Environmental.
(504) 220-8239 Lender's profile and map Reviews DSM Lending LLC 671 Rosa Ave, Suite 216, Metairie, LA, 70005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
(504) 832-5900 Lender's profile and map Reviews PAN AMOCO FEDERAL CREDIT UNION 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002 PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957. Credit Unions are unique financial organizations that date back to the early twentieth century.
(504) 455-7002 Lender's profile and map Reviews Miller Home Mortgage LLC 2815 Division St, Suite 200, Metairie, LA, 70002 Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
(504) 837-3939 Lender's profile and map Reviews Sun Mortgage Funding Inc 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002 Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
(504) 833-2111 Lender's profile and map Reviews America’s Mortgage Resource 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002 America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
(318) 255-3733 Lender's profile and map Reviews CNext Bank 505 North Vienna Street, Ruston, LA, 71270 Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
(701) 647-2448 Lender's profile and map Reviews Hometown Credit Union 18 Main Avenue South, Kulm, ND, 58456 Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
(855) 226-5722 Lender's profile and map Reviews RCB Bank 300 W. Patti Page Blvd, Claremore, OK, 74018 RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas. RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
(504) 455-2444 Lender's profile and map Reviews Mutual Savings and Loan Association 2900 Clearview Parkway, Metairie, LA, 70006 Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.