USDA Loan Vs. FHA loan pro & con for Absecon, Atlantic County, NJ

In 2025, USDA loan limit in Absecon, county of Atlantic, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Absecon, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(281) 331-2253 1365 miles Lender's profile and map Reviews Chocolate Bayou Credit Union 1301 North Highway 35 Bypass, Alvin, TX, 77511 Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
(281) 581-3269 1365 miles Lender's profile and map Reviews Brazos CCU 2 Miles South of FM 2917, Alvin, TX, 77511 Brazos Community Credit Union has been open since 1970. The credit union has assets totaling $26.33 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(281) 388-5200 1365 miles Lender's profile and map Reviews Texas Advantage Community Bank, National Association 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511 We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you
(281) 331-3151 1365 miles Lender's profile and map Reviews First National Bank of Alvin 1600 East Hwy. 6, Alvin, TX, 77511 All services at First National Bank of Alvin have been restored. We apologize for any inconvenience that the outage has caused and appreciate your business. First National Bank of Alvin has earned a 5 Star rating for financial stability from Bauer Financial. First National Bank of Alvin is now offering Credit MasterCards to approved customers.
(580) 995-4231 1366 miles Lender's profile and map Reviews Bank of Vici 121 West Broadway Street, Vici, OK, 73859 The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
(832) 795-9451 1366 miles Lender's profile and map Reviews Helping Hands Lending LLC 10103 Fondren, Suite 340, Houston, TX, 77096 Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
(713) 979-3700 1366 miles Lender's profile and map Reviews BH Loans LLC 10101 Fondren Road, Suite 575, Houston, TX, 77096 BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
(713) 551-0491 1367 miles Lender's profile and map Reviews PIE Credit Union 12320 Main Street, Houston, TX, 77035 In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
(832) 495-4068 1367 miles Lender's profile and map Reviews ZAPA Mortgage Inc 5326 West Bellfort Street, Suite 109, Houston, TX, 77035 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(713) 627-4000 1367 miles Lender's profile and map Reviews MemberSource Credit Union 10100 Richmond Avenue, Houston, TX, 77042 MemberSource Credit Union provides consumer financial services, including checking, savings, certificate of deposit, money market and individual retirement accounts. It also provides consumer auto and personal loans, in addition to Visa credit cards, mortgages, home improvement and home equity loans.
(713) 432-0038 1367 miles Lender's profile and map Reviews Chevron Texas Employees Credit Union 3100 Wilcrest, Suite 141, Houston, TX, 77042 CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.