USDA Loan Vs. FHA loan pro & con for Absecon, Atlantic County, NJ

In 2025, USDA loan limit in Absecon, county of Atlantic, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Absecon, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 263-9497 1307 miles Lender's profile and map Reviews Credit Union of Texas 900 W Bethany Dr, Suite 100, Allen, TX, 75013 Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
(469) 848-0202 1307 miles Lender's profile and map Reviews Lexco Lending LLC 935 West Exchange Parkway, Suite 200, Allen, TX, 75013 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide digital home loans to our clients while providing them with the lowest interest rates and closing costs at industry leading turn times. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(214) 509-8038 1307 miles Lender's profile and map Reviews East Capital Funding LLC 700 Central Expy S, Suite 400, Allen, TX, 75013 East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(972) 897-6348 1307 miles Lender's profile and map Reviews American Mortgage Company 1002 Raintree Circle, Suite 100, Allen, TX, 75013 The American Mortgage Company was founded in 1999 by Mr. Gregory D. Park and has continued to grow and thrive ever since. Proudly serving the greater North Texas area. we offering this: Home Mortgages, Refinancing, Credit Checks, VA loans, FHA loans, Home Mortgage consultations, Mortgage Plan Analysis.
(844) 839-2378 1307 miles Lender's profile and map Reviews Texas Best Home Loans LLC 924 Colorado Dr., Allen, TX, 75013 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
(972) 896-8790 1307 miles Lender's profile and map Reviews Mortgage X-Change 400 W Bethany Dr, Suite 130, Allen, TX, 75013 MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
(701) 284-7244 1308 miles Lender's profile and map Reviews First United Bank 503 Briggs Avenue South, Park River, ND, 58270 First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
(214) 418-9114 1308 miles Lender's profile and map Reviews Global Loans Inc 7000 Emerald Coast Drive, Plano, TX, 75074 Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.
(855) 464-7962 1308 miles Lender's profile and map Reviews Sync Funding LLC 2101 Palo Duro Drive, Prosper, TX, 75078 Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your
(972) 382-1176 1308 miles Lender's profile and map Reviews Eagle Mortgage Company 202 Coleman, Suite 300, Prosper, TX, 75078 Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.
(214) 578-2065 1308 miles Lender's profile and map Reviews Star Lending Group 1011 Deer Run Lane, Prosper, TX, 75078 Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.