For 2025, the USDA loan limit in Allendale, found in the county of Bergen, NJ, is $0, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice for your financial situation in
Review offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to get you the best USDA or FHA loan promptly and efficiently. Choose one of three initial steps to connect with matching lenders and explore USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture, also known as USDA rural development loan or USDA mortgage. Available only in rural areas, it requires no down payment, unlike FHA loans which require at least 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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