USDA Vs. FHA Pro and Con comparison in Upper-Saddle-River, Bergen County, NJ
In 2025, USDA loan limit in Upper-Saddle-River, county of Bergen, NJ is $0 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Upper-Saddle-River, county of Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Upper-Saddle-River, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
10710 State Road 54, Suite C101, Trinity, FL, 34655
CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445
Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.
We believe in the credit union philosophy of "Not for Profit, Not for Charity, But for Service". We are a member of the Minnesota Credit Union Network of Credit Unions. Other credit unions our size are surprised at the number of services we offer. Members tell us that using the credit union is a great convenience and time saver.
6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
