USDA Vs. FHA Pro and Con comparison in Waldwick, Bergen County, NJ
In 2025, the USDA loan limit for Waldwick, in the county of Bergen, NJ, is set at $0, while the FHA limit is $1,089,300 for single-family homes.
Utilize the Lendersa® USDA loan calculator to analyze today’s top USDA versus FHA rates. It aids in determining the necessary income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating the decision process regarding which program in aligns best with your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Waldwick, Bergen county, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Waldwick, NJ
The goal of Lendersa® is to promptly pair you with the best USDA or FHA loan available, minimizing hassle. You can choose one of three starting paths that lead to matching lenders and relevant USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and is specifically offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirements.
The Apple Creek Banking Company opened its doors on
February 1, 1904.
Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
Best Reward Federal Credit Union (formerly known as Reward One Credit Union) has been open since 1949. The credit union has assets totaling $178.18 Million and provides banking services to more than 12, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep
North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
