USDA and FHA Pro and Con in Beattystown, Warren County, NJ

In 2025, the USDA loan limit in Beattystown, county of Warren, NJ is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you to decide which program best suits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Beattystown, Warren, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Beattystown, NJ

Lendersa® aims to quickly get you the best USDA or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders through USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in NJ

A USDA home loan, secured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is reserved for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • National Personal Loan's
  • 14 W Cavour St, Daly City, CA, 94014
  • If you need money to cover urgent needs, don’t wait another minute to contact us. You don’t have to suffer without the cash you need, and there is no reason for you to run around town trying to find someone who will loan you a quick buck. Start by sending your online inquiry form to National Personal Loans.
  • Norcal Capital Group, Inc
  • 1369 El Camino Real, Millbrae, CA, 94030
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • RPM Financial
  • 1361 El Camino Real, Millbrae, CA, 94030
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.
  • Bay Area Housing
  • 800 El Camino Real, Suite F, Millbrae, CA, 94030
  • Bay Area Housing is a full service brokerage built on strong core values of honesty and integrity towards our customers. We provide a "one-stop" destination service solution which makes the whole process of buying or selling a home more enjoyable and affordable. We emphasized professionalism
  • First Republic Investment Management
  • 1809 Irving Street, San Francisco, CA, 94122
  • On July 1, 1985, we opened our doors at 201 Pine Street in San Francisco with fewer than 10 colleagues and only one office. With an enterprise value of $8.8 million, we were one of the smallest banks in the United States, out of approximately 14, 000. By our 35th anniversary, in July 2020, we had over 5, 000 colleagues
  • Moneyline Financial
  • 1900 Noriega Street, Suite 206, San Francisco, CA, 94122
  • Moneyline Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lighthouse Bank
  • 2020 North Pacific Avenue, Santa Cruz, CA, 95060
  • Lighthouse Bank offers loan products for a variety of personal and business purposes. Our experienced relationship managers provide customized lending options, competitive rates, and responsive personalized service. We are headquartered and managed locally, which allows us to make faster decisions for our clients.
  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • Paul Bergeron Real Estate
  • 100 Gate 6 Road, Sausalito, CA, 94965
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  • Tse Financial
  • 2332 Taraval Street, Suite A, San Francisco, CA, 94116
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.