USDA Vs. FHA your options comparison in Beattystown, Warren County, NJ

In 2026, the USDA loan limit in Beattystown, county of Warren, NJ is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you to decide which program best suits your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Beattystown, Warren, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Beattystown, NJ

Lendersa® aims to quickly get you the best USDA or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders through USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in NJ

A USDA home loan, secured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is reserved for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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