USDA Vs. FHA your options comparison in Panther-Valley, Warren County, NJ
In 2025, the USDA loan limit for Panther-Valley, located in the county of Warren, NJ, is $298,080, while the FHA limit for single-family homes is $372,600.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Assess necessary income, credit, reserves, and required documents to qualify. Our comprehensive mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, aiding your choice of the best program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Panther-Valley, Warren, NJ
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Panther-Valley, NJ
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan, free of hassle. Select from three starting paths to find compatible lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and commonly called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans demand no such payment, offering an advantageous zero-down option.
Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
1644 East Bethany Home Road, Suite 101, Phoenix, AZ, 85016
Prostaff Mortgage Corp. we have no hidden costs, no junk fees, and no surprises. We will take all of the confusion out of what is included in closing costs.Our low cost and low rate guarantee means you should not be able to get a better deal anywhere. and also We will always give you the straight scoop, return your calls, eliminate surprises.
2415 East Camelback Road, Suite 700, Phoenix, AZ, 85016
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience