For 2025, the USDA loan threshold in Hackettstown, situated in Warren county, NJ, is $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. It will help you gauge the required income, credit, reserves, and necessary documents for eligibility. The advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to choose the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, we aim to offer you the ideal USDA or FHA loan smoothly and expediently. Choose one of three starting points which can link you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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