USDA Loan Vs. FHA loan for Hackettstown, NJ [Warren County ]

For 2026, the USDA loan threshold in Hackettstown, situated in Warren county, NJ, is $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. It will help you gauge the required income, credit, reserves, and necessary documents for eligibility. The advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to choose the optimal program in tailored to your financial situation.

USDA and FHA Financing Alternatives in Hackettstown, NJ

At Lendersa®, we aim to offer you the ideal USDA or FHA loan smoothly and expediently. Choose one of three starting points which can link you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

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(803) 727-1941 Lender's profile and map Reviews Bradford Home Loans 925 East Main Street, Suite B & D, Lexington, SC, 29072 Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.
(803) 808-0877 Lender's profile and map Reviews Integrite First Mortgage LLC 112 Jocassee Trace, Lexington, SC, 29072 Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity
(803) 490-7312 Lender's profile and map Reviews Digital Mortgage LLC 108 King Lees Court, Lexington, SC, 29072 At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(803) 359-4005 Lender's profile and map Reviews Lexington Mortgage Center 317 West Main Street, Lexington, SC, 29072 Lexington Mortgage Center has been serving the Midlands of South Carolina since 1984. Since our start up as a small company, we have grown to now cover both North and South Carolina. Although we have grown as a company, we still provide that small-town service. Knowledge, Experience
(616) 392-2290 Lender's profile and map Reviews The Mortgage House Inc 305 Hoover, Suite 500, Holland, MI, 49423 This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
(865) 687-8200 Lender's profile and map Reviews Fountain City Finance 5319 N Broadway St, Knoxville, TN, 37918 Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
(231) 775-2081 Lender's profile and map Reviews Wexford Community Credit Union 1021 North Mitchell Street, Cadillac, MI, 49601 Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
(231) 779-9817 Lender's profile and map Reviews Genisys Mortgage Professionals 116 E. Nelson St., Cadillac, MI, 49601 Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
(864) 898-5009 Lender's profile and map Reviews Pickens Federal Credit Union 2111 Gentry Memorial Highway, Pickens, SC, 29671 Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
(574) 287-1152 Lender's profile and map Reviews 1st Midwest Mortgage Corp. 316 North Ironwood Dr, South Bend, IN, 46615 At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(269) 857-2500 Lender's profile and map Reviews Creative Capital Inc 6938 Tranquility Lane, Fennville, MI, 49408 Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
(877) 331-4481 Lender's profile and map Reviews Alden State Bank PO Box 39, Alden, MI, 49612 The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.