USDA Loan Vs. FHA loan pro & con Hackettstown, Warren County, NJ

For 2025, the USDA loan threshold in Hackettstown, situated in Warren county, NJ, is $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. It will help you gauge the required income, credit, reserves, and necessary documents for eligibility. The advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to choose the optimal program in tailored to your financial situation.

USDA and FHA Financing Alternatives in Hackettstown, NJ

At Lendersa®, we aim to offer you the ideal USDA or FHA loan smoothly and expediently. Choose one of three starting points which can link you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(219) 942-0928 Lender's profile and map Reviews Allegius Federal Credit Union 2027 East 37th Avenue, Hobart, IN, 46342 Allegius Federal Credit Union will provide our membership quality service, and competitive financial choices to help ensure their long-term financial health. Our goal is to be our member’s financial service provider of choice by providing quality service and competitive products to ensure long term financial security.
(706) 434-1600 Lender's profile and map Reviews Health Center Credit Union 1424 Walton Way, Augusta, GA, 30901 In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
(706) 823-6378 Lender's profile and map Reviews United Neighboorhood Fed CU 1434 Poplar Street, Augusta, GA, 30901 The UNFCU is a non–for–profit financial organization owned and operated by its membership. The Credit Union was charter in 2003. The membership consists of the Beulah Grove Baptist Church, the Broadway Baptist Church, their affiliates, members and their family members. As these individuals pool their resources.
(706) 922-1684 Lender's profile and map Reviews MORTGAGE FIRST AUGUSTA 1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909 Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(812) 384-4473 Lender's profile and map Reviews Farmers and Mechanics Federal 225 East Main Street, Bloomfield, IN, 47424 FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to
(270) 547-2271 Lender's profile and map Reviews First State Bank 240 N. First St., Irvington, KY, 40146 First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
(706) 894-9060 Lender's profile and map Reviews North Main Credit Union 255 North Main St, Cornelia, GA, 30531 North Main Credit Union proudly serves Habersham County. We offer loan services, checking and savings accounts, retirement accounts, and many other additional services aimed at “helping people afford life. Becoming a member is easy! To open a Savings Account, simply complete a membership application
(931) 484-6178 Lender's profile and map Reviews Highland Federal Savings and Loan Association 106 South Main St, Suite 103, Crossville, TN, 38555 The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
(931) 484-9433 Lender's profile and map Reviews Upper Cumberland Federal Credit Union 627 Livingston Road, Crossville, TN, 38555 Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
(931) 707-1500 Lender's profile and map Reviews First Cumberland Mortgage 186 Highway 70 E, Crossville, TN, 38555 First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
(803) 943-2671 Lender's profile and map Reviews Palmetto State Bank 601 First Street W, Hampton, SC, 29924 Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
(270) 242-2111 Lender's profile and map Reviews Bank of Clarkson 101 E. Main Street, Clarkson, KY, 42726 Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.