USDA and FHA Pro and Con in Belleville, Essex County, NJ
In 2025, the USDA loan limit for single-family homes in Belleville, Essex, NJ stands at $0, while the FHA cap is $1,089,300.
Try out the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA loans. Evaluate the income, credit score, reserves, and documents necessary for eligibility. Our advanced mortgage calculator gives you a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you determine which option in aligns best with your financial circumstances.
2025 Loan Limits and Down Payment Needs in Belleville, Essex County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Opportunities in Belleville, NJ
Lendersa® is dedicated to securing you the best USDA or FHA loan promptly and efficiently. Choose from these three starting methods to find lenders and USDA loan programs that suit your needs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, often called the USDA rural development loan, available only in rural areas. It requires no down payment, unlike FHA loans, which require a minimum of 3.5% down.
Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
118-18 101 Avenue S, South Richmond Hill, NY, 11419
Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
Our mission is to open the field for all investors who may have yet to get a chance through traditional banking institutions to get funding for their business and commercial endeavors.
In today's commercial lending market, traditional banks have a very narrow scope for approvals; we can expand the spectrum of lending guidelines by opening fund
United Poles FCU is a full-service credit union profitably serving the financial needs of the Polish-American ethnic communities through highly-motivated and professional staff. We remain focused on growing the wealth of our members and remaining their primary financial partner through all their life stages.
At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible.
We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
162-16 Union Tpke, Suite 305, Fresh Meadows, NY, 11366
Logic Advance Group Firmly established as one of the nation’s forefront leaders in business capital funding, our professional and experienced staff is always standing by to assist you through our quick and easy cash advance system. Whether you seek as much as 500, 000 dollars or as little as 5, 000 dollars, we consistently provide our clients
