USDA Vs. FHA your options comparison in Silver-Lake, Essex County, NJ
For 2025, the USDA loan cap in Silver-Lake of Essex county, NJ, is set at $0, while for a single-family residence, the FHA's cap is $822,375.
The Lendersa® USDA loan calculator is a great tool for comparing current USDA and FHA best rates and determining the necessary income, credit, reserves, and documentation for qualification. It features our advanced mortgage calculator, where you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program in according to your financial scenario.
2025 Loan Caps and Down Payment Specifications in Silver-Lake, Essex, NJ
Type of Loan
Maximum Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Silver-Lake, NJ
Lendersa® aims to secure the best USDA or FHA loans for you efficiently and without complications. Start with any of the three initial paths leading to matched lenders and USDA loan offerings.
The USDA mortgage is government-backed by the Department of Agriculture, frequently referred to as USDA rural development loans, tailored for rural locations exclusively. While FHA loans require a minimum of 3.5% down payment, USDA loans demand no down payment at all, offering a unique advantage for certain buyers.
2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!
We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
Ken Starks - The Starks Team - 50 State Mortgage BROKER
1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
Gilbert Mortgage was created on the paradigm that a successful company isn’t created by providing solutions for the masses. We think success is earned by listening & taking time to understand the specific goals, then providing the tools to accomplish those goals. Gilbert Mortgage is a full service mortgage brokerage located in the town of Gilbert
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
2680 South Val Vista Drive, Building 8, Suite 141, Gilbert, AZ, 85295
We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
