USDA and FHA Pro and Con in Brookdale, Essex County, NJ

In 2025, USDA loan limits for Brookdale in Essex county, NJ are set at $0. By contrast, the FHA limit for single-family homes is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help choose the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Brookdale, Essex, NJ

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Brookdale, NJ

The goal of Lendersa® is to quickly connect you with the best USDA or FHA loans with minimal hassle. Select one of three starting points to align with suitable lenders and loan programs.

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Exploring USDA Loans in NJ

Guaranteed by the Department of Agriculture, the USDA home loan, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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