USDA Vs. FHA Pro and Con comparison in Bernardsville, Somerset County, NJ
In 2025, the USDA loan limit in Bernardsville, located in Somerset County, NJ, is set at $776,600, while the FHA limit for a single-family home is $1,089,300.
Utilize Lendersa® USDA loan calculator to evaluate current USDA versus FHA top rates. Determine income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Bernardsville, Somerset County, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Bernardsville, NJ
The goal of Lendersa® is to secure you the best possible USDA or FHA loan quickly and without hassle. Start by choosing one of three pathways to connect with lenders and access USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Miami University and Community Federal Credit Union was founded and chartered by Miami University in 1969 and has proudly served Miami University Employees and the Greater Oxford Community for the last 45 years! Being a "for people, not profit" financial institution along with always serving our members individual needs
First Miami University Student & Alumni Federal Credit Union, the only student run financial institution located on Miami University’s Oxford Campus. Founded in 1988 by a group of Miami Students, First Miami began as a cost-effective alternative to Oxford’s Uptown banking options. Today, First Miami is one of only three completely student
Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
St. James Parish Credit Union was founded in 1939. A number of volunteer Board of Directors and Officers have served for decades, providing continuity, direction and expertise for a sound institution. St. James Parish Credit Union is member-owned and a not-for-profit financial institution chartered by the State of Ohio.
"At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.
We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
USFScorp Commercial Bridge Loans. Bridge Loans for Commercial, Business, Short Term Real Estate Bridge Loans, Construction Bridge Loans, Bad Credit Bridge Loans. Contact Us Today for Info Or To Apply For Bridge Loans US
A commercial bridge loan can provide many benefits such as providing the flexibility to take advantage of opportunities right
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
