USDA and FHA Pro and Con in Bedminster, Somerset County, NJ

For 2025, the USDA loan limit in Bedminster within Somerset county, NJ is $776,600, and the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare the best rates currently available for USDA vs. FHA. Determine your eligibility by evaluating necessary income, credit, reserves, and documents. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, aiding your decision on the best program for your unique financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Bedminster, Somerset, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Bedminster, NJ

Lendersa® aims to connect you with the best possible USDA or FHA loan efficiently and without hassle. Choose from one of three plans that match you with lenders and USDA loan programs.

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What to Know About USDA Loans in NJ

A USDA home loan is government-backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, solely available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans have no down payment requisites.

Enter your location to find out if it qualifies for USDA rural housing loan?



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