In the year 2025, the USDA loan limit for Bernards, located in the county of Somerset, NJ, is set at $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you explore the income, credit, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in determining which loan program in aligns best with your financial needs.
2025 loan limits and down payment requirements in Bernards, county of Somerset, NJ
Loan Category
Maximum Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan programs in Bernards, NJ
The mission of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and efficiently. Start with one of three options to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, a USDA loan doesn't necessitate any down payment.
Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.
The Life Trust Lending mission is to serve our customers with honesty, integrity and expertise. Our goal is to offer home loans to our clients while providing them with the lowest interest rates and closing costs in the market.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Founded in 1958, Financial Access Federal Credit Union is the only Manatee Chartered Credit Union and is located in Bradenton Florida. In 2018 we celebrated our 60th Anniversary! We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers, whom we call member-owners.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
2875 South Ocean Blvd, Suite 200-23, Palm Beach, FL, 33480
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,
Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
