As of 2025, the USDA loan threshold in Brick, Ocean county, NJ, is set at $776,600, while for a single-family residence, the FHA cap stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. Determine the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options to help you select the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Brick, Ocean County, NJ
Loan Type
Loan Cap
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Lending Possibilities in Brick, NJ
The mission of Lendersa® is to swiftly and effortlessly secure you the optimum USDA or FHA loan. Choose from three starting paths to connect with matching lenders and explore various USDA loan schemes.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA Rural Development Loan or USDA mortgage, exclusively available in rural areas. Contrasting FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002
PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957.
Credit Unions are unique financial organizations that date back to the early twentieth century.
Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
Farmers State Bank of Marcus was started in December of 1928 to serve the people of Marcus and the surrounding farming community. Although the Bank has grown over the years, our commitment and dedication to serving our customers is unchanged. We have been and are still “a real community bank.” We are locally owned
Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.
Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
