USDA Vs. FHA Pro and Con comparison in Brick, Ocean County, NJ
As of 2025, the USDA loan threshold in Brick, Ocean county, NJ, is set at $776,600, while for a single-family residence, the FHA cap stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. Determine the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options to help you select the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Brick, Ocean County, NJ
Loan Type
Loan Cap
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Lending Possibilities in Brick, NJ
The mission of Lendersa® is to swiftly and effortlessly secure you the optimum USDA or FHA loan. Choose from three starting paths to connect with matching lenders and explore various USDA loan schemes.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA Rural Development Loan or USDA mortgage, exclusively available in rural areas. Contrasting FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA
First Hawaiian Mortgage Association, a Division of Summit Funding, Inc.
Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way.
Finance Factors has been providing financial services in Hawaii for more than 68 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company.
"It was back in 1936 that a group of Honolulu City & County employees gathered to charter its own credit union in order to help fellow workers who were not being served by the financial institutions of the day.
How different the world was then! Commercial trans-Pacific air travel had just begun"
1200 Queen Emma Street, Suite 1711, Honolulu, HI, 96813
Integrity Mortgage, Inc. was established to assist clients in financing the home of their dreams. Whether buying a home or refinancing, let us be your guide throughout the mortgage process. We value providing you with excellent rates, great communication, and an efficient closing process.
Call us today if you have questions on a mortgage!
We are a full service mortgage broker, bringing you years of experience doing business in Hawaii. Some of our specialties include refinance, real estate purchase, VA loans, investment loans, and the multitude of specialty and government programs available to the public. We work with many different financial institutions.
Gentry HomeLoans, LLC is a full-service mortgage broker for properties in the State of Hawaii. We have broker relationships with various lenders that allow us a diverse source of channels to find the best loan program to fit your needs. and also Our loan products include Conventional, Portfolio FHA, VA, and USDA loans. We also offer the MCC.
Hawaiian Isle Mortgage Inc buying your home, there are many lenders to choose from. We believe we are uniquely able to compete against all lenders and brokers. Our success is based on our commitment to serve you throughout the entire home buying process and to provide the most competitive rates for your home loan
Hawaii State Federal Credit Union is more than a bank, and not just another credit union. “Always right by you” isn't just another slogan. This phrase exemplifies the personal, heartfelt and sincere manner in which we interact with our members and fellow employees. It's our strength, and what makes this such a unique place to work.
“Best Mortgage Rate.com” is a mortgage banking firm providing mortgage financing as both broker & direct lender.Our objective is to provide the local market with a one-stop solution for all mortgage needs.With an emphasis on residential mortgages,we’ve been able to position ourselves not only as a market leader but as a fan favorite among consumers
