USDA Vs. FHA Pro and Con comparison in Point-Pleasant, Ocean County, NJ
In 2025, the USDA loan cap for Point-Pleasant, situated in the county of Ocean, NJ, stands at $657,900, while the FHA limit for a single-family residence is $822,375.
Employ the Lendersa® USDA loan calculator to analyze and differentiate the premier rates for USDA compared to FHA today, determining income, credit, reserves, and requisite documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing which program in Alabama best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Point-Pleasant, Ocean County, NJ
Category of Loan
Ceiling Amount
Down Payment Needed
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Point-Pleasant, NJ
The purpose of Lendersa® is to promptly secure you the finest USDA or FHA loan without complications. You can choose one of three initial pathways to connect with compatible lenders and access USDA loan programs.
A USDA home loan, which is backed by the government Department of Agriculture and known as either a USDA rural development loan or a USDA mortgage, is exclusively available in rural locales. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage comes with no down payment requirement.
MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.
MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
applicants will receive consideration for employment without regard to race, color, religion, sex, national
origin, age, disability, veteran status or any other legally protected status.
United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
In July 2006, a group of local business people started this bank to serve the needs of people in our community. The bank started in an old gas station in Lewes but soon opened a new headquarters building on RT 1 in Lewes. In 2007, a Rehoboth location on RT 1 opened. Today the bank has grown to over $250 million in assets and serves clients
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
operated family business specializing in residential and commercial real estate lending.
We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.
