In 2025, the USDA loan limit for Bridgewater, located in the county of Somerset, NJ, stands at $776,600. Meanwhile, the FHA limit for a single-family residence is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. It helps you determine the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in fits your financial circumstances best.
2025 Loan Limits and Downpayment Details in Bridgewater, Somerset, NJ
Loan Category
Maximum Loan
Initial Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Alternatives in Bridgewater, NJ
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without complications. Choose from three starting points that align lenders with USDA loan products tailored to your needs.
The USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
65 Bleecker Street, Fifth Floor, New York, NY, 10012
Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
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501 Sixth Street, Suite 2E|2F, Brooklyn, NY, 11215
The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
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Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
444 West 19th Street -, Suite 304, New York, NY, 10011
NestApple is an innovative licensed brokerage firm and marketing company based in New York. NestApple is designed to save on broker fees and disintermediate the New York residential real estate market. NestApple helps New Yorkers outsmart the residential real estate market by saving on broker fees.
