USDA Vs. FHA your options comparison in Warren, Somerset County, NJ
In 2025, the USDA loan limit for Warren in Somerset, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to determine and compare today's best USDA vs. FHA rates and the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in your decision to find the best program in for your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Warren, Somerset, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Warren, NJ
Lendersa® strives to provide you with the best USDA or FHA loan quickly and without hassle. Select one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture and known also as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
The Fayette County School Employees Credit Union was founded by Mahlon Franks in February, 1939 & was charted as a state financial institution. Our field of membership for many years included the employees & their immediate family members of the Fayette County schools. More recently, the credit union expanded its field of membership to any student.
In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
Professional Mortgage Connection, LLC (PMC) is an active member of the Mortgage Bankers Association of Southwestern PA and operates in full compliance of the Federal Fair Housing and Equal Housing Opportunity requirements. All staff members are held to the strictest Code of Ethics and Confidentiality and Security Standards.
Allegheny Valley Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
