In 2025, the USDA loan cap for Clearbrook-Park, which is in Middlesex county, NJ, is $657,900. Meanwhile, the FHA cap stands at $822,375 for a single-family residence.
Make use of the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA, assessing the income, credit, reserves, and documents required for qualifying. Our advanced mortgage calculator methodically displays USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most suitable program for your financial needs in
Survey loan options from 100 lenders
| Loan Category | Maximum Loan | Minimum Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The Lendersa® objective is to promptly secure the best USDA or FHA loan available to you with minimal effort or inconvenience. Begin with any of the three approaches that connect you with lenders matching the USDA loan programs.
A USDA home loan, secured by the Department of Agriculture and often called USDA rural development or USDA mortgage, is designated for rural areas only. While FHA loans require at least a 3.5% down payment, USDA loans demand none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
