USDA Vs. FHA Pro and Con comparison in Jamesburg, Middlesex County, NJ

In 2025, USDA loan limit in Jamesburg, county of Middlesex, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Jamesburg, county of Middlesex, NJ

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Jamesburg, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lone Star Reverse Mortgage, Inc
  • 207 Keel Way, Horseshoe Bay, TX, 78657
  • Lone Star Reverse Mortgage 20 years as a licensed real estate broker in the Dallas/Ft.Worth area. Debbie and I are both Seniors and we currently reside in central Texas and provide reverse mortgage services to fellow Texas homeowners. We have been part of the reverse mortgage business almost since its inception in the state of Texas.
  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
  • The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
  • The Potter State Bank of Potter
  • Front And Chestnut, Potter, NE, 69156
  • We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball. The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries
  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
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  • Lone Star Ag Credit
  • 4449 Loop 322, Abilene, TX, 79602
  • Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
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  • 2207 Wildwood Street, Victoria, TX, 77901
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  • 202 South Main Street, Bowman, ND, 58623
  • Dakota Western Bank, established in 1910, is an independent, locally-owned bank that is headquartered and operated in southwest North Dakota. DWB is the local financial services leader that partners with our customers, employees and communities to achieve economic success and DWB employees provide a positive banking experience for our valued custom
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  • 3165 S 27th Street, Abilene, TX, 79605
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