USDA and FHA Pro and Con in Jamesburg, Middlesex County, NJ
In 2025, the USDA loan limit for Jamesburg, located in Middlesex county, NJ, is {DETAILS_LOAN_LIMIT_USDA_1_1}. For a single-family home, the FHA limit is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to explore the leading USDA versus FHA rates available today. This tool allows you to determine the income, credit, reserves, and document requirements essential for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are shown side by side to help you identify the best program for your particular financial scenario in .
2025 Loan Limits and Downpayment Requirements in Jamesburg, County of Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Jamesburg, NJ
The goal of Lendersa® is to seamlessly secure you the best USDA or FHA loan. Choose from three starting points to find matching lenders and discover USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment, offering a significant zero down payment opportunity for eligible buyers in rural locations.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Golden State Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Specialty Real Estate Services is a full-service real estate company serving clients who wish to use real estate as a long term wealth building strategy.Our market includes the West Coast of California. We offer buying, selling, management, mortgage, development, and maintenance services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
"To provide alternative loan solutions to investors who have been turned down by other banks/lenders.
We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, & costs-to meet your unique needs.
Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.