As of 2025, the USDA loan limit for Concordia, located in Middlesex County, NJ, stands at $776,600, whereas the limit for an FHA loan on a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare the current rates between USDA and FHA options. This tool allows you to figure out the necessary income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator enables you to evaluate USDA, FHA, Conforming, and VA loans side-by-side, assisting you in picking the optimal choice for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Concordia, Middlesex County, NJ
Loan Type
Maximum Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Concordia, NJ
The mission of Lendersa® is to connect you swiftly with the most beneficial USDA or FHA loan options, eliminating unnecessary complexity. Choose from three approaches that connect you with matching lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Government's Department of Agriculture, is also known as a USDA rural development loan or a USDA mortgage, and it is exclusively available for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA loan demands no initial down payment.
Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.
Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470
Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
We have been in the mortgage and lending business for over 20 years. Our team of local banks and lenders have helped thousands of home owners and home buyers get pre-approved for a home loan. Let us help you with your new home purchase. We offer a variety of lending and mortgage programs that fit your budget.
At McBride Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
The FNB of Wakefield continues looking to keep its community updated with the best customer service and financial products and services available. The directors and shareholders live and work in Gogebic County and know the importance of a community bank that understands the needs of its customers!
The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,
The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
