USDA and FHA Pro and Con in Concordia, Middlesex County, NJ
As of 2025, the USDA loan limit for Concordia, located in Middlesex County, NJ, stands at $776,600, whereas the limit for an FHA loan on a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare the current rates between USDA and FHA options. This tool allows you to figure out the necessary income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator enables you to evaluate USDA, FHA, Conforming, and VA loans side-by-side, assisting you in picking the optimal choice for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Concordia, Middlesex County, NJ
Loan Type
Maximum Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Concordia, NJ
The mission of Lendersa® is to connect you swiftly with the most beneficial USDA or FHA loan options, eliminating unnecessary complexity. Choose from three approaches that connect you with matching lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Government's Department of Agriculture, is also known as a USDA rural development loan or a USDA mortgage, and it is exclusively available for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA loan demands no initial down payment.
"Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking.
We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
Our mission is to open the field for all investors who may have yet to get a chance through traditional banking institutions to get funding for their business and commercial endeavors.
In today's commercial lending market, traditional banks have a very narrow scope for approvals; we can expand the spectrum of lending guidelines by opening fund
United Poles FCU is a full-service credit union profitably serving the financial needs of the Polish-American ethnic communities through highly-motivated and professional staff. We remain focused on growing the wealth of our members and remaining their primary financial partner through all their life stages.
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.
