USDA Vs. FHA your options comparison in East-Brunswick, Middlesex County, NJ
In the year 2025, within East-Brunswick of Middlesex, NJ, the USDA loan cap is $657,900, and for a single-family home, the FHA cap is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast the best current rates between USDA and FHA. You can figure out the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side-by-side to determine the most suitable program in for your financial needs.
Loan Caps and Downpayment Essentials for 2025 in East-Brunswick, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in East-Brunswick, NJ
The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loans quickly and effortlessly. Choose one of three starting methods to connect with lenders and align with USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require zero down payment.
Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.
At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers.
As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab.
We also provide 30 year long term loans on stabil
United Orient Bank is the first indigenous community bank in New York Chinatown.
The mission of this bank is to provide its shareholders with a safe and profitable return on their investment, over the long term. This will be accomplished by identifying and serving all legitimate financial needs of the community
The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
123 William Street, 12th Floor, New York, NY, 10038
The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country.
Accion offers business loans up to $50, 000.
InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
