In 2026, the USDA loan limit for a home in New-Brunswick, within Middlesex county, NJ, is $657,900, compared to the FHA limit of $822,375 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to gauge today's USDA versus FHA rate comparisons and identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to assist in determining the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to swiftly and effortlessly provide you with the best possible USDA or FHA loan. Begin with any of the three options below for matching lenders and USDA loan opportunities.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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