USDA Vs. FHA Pro and Con comparison in New-Brunswick, Middlesex County, NJ

In 2025, the USDA loan limit for a home in New-Brunswick, within Middlesex county, NJ, is $657,900, compared to the FHA limit of $822,375 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to gauge today's USDA versus FHA rate comparisons and identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to assist in determining the best program for your financial needs in .

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2025 Loan Limits and Down Payment Needs in New-Brunswick, Middlesex County, NJ

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA Loans in New-Brunswick, NJ

The mission of Lendersa® is to swiftly and effortlessly provide you with the best possible USDA or FHA loan. Begin with any of the three options below for matching lenders and USDA loan opportunities.

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Understanding the USDA Loan in NJ

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.
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  • Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
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