USDA and FHA Pro and Con in South-River, Middlesex County, NJ
In the year 2025, the USDA loan limit for South-River, located in Middlesex, NJ, is $657,900. For a single-family home, the FHA loan limit is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA versus FHA loans and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, visualize USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best fits your financial scenario.
Loan Limits and Downpayment Requirements for 2025 in South-River, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in South-River, NJ
The objective of Lendersa® is to secure the most favorable USDA or FHA loan efficiently and without hassle. Begin by selecting one of three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
2735 Dublin Boulevard, Colorado Springs, CO, 80918
Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING!
Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
6025 Erin Park Drive, Suite C, Colorado Springs, CO, 80918
Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.
Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
5350 N Academy Blvd, Suite 204, Colorado Springs, CO, 80918
Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.
6208 Lehman Dr, Suite 202, Colorado Springs, CO, 80918
At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan. We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918
Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.
