USDA Vs. FHA Pro and Con comparison in Fanwood, Union County, NJ
In 2025, the USDA loan limit for Fanwood in Union County, NJ is set at $0, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess the current leading USDA against FHA rates. This tool helps you evaluate the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in deciding which program within suits your financial circumstances the best.
Loan and Downpayment Limits for 2025 in Fanwood, Union County, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Fanwood, NJ
Lendersa® is committed to securing you the optimal USDA or FHA loan with minimal hassle. Choose one of the three starting points we provide for connecting with lenders and accessing USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
Children’s Medical Center Federal Credit Union is a member-owned and operated credit union. The mission of Children’s Medical Center Federal Credit Union is: To promote fiscal responsibility among our members, To increase the knowledge and ability of our members to manage and control their financial well- being
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.