USDA Loan Vs. FHA loan for Scotch-Plains, NJ [ best of 2023]

In 2025, USDA loan limit in Scotch-Plains, county of Union, NJ is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Scotch-Plains, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(209) 948-6024 2485 miles Lender's profile and map Reviews Financial Center Credit Union PO Box 208005, Stockton, CA, 95208 Financial Center Credit Union is the largest credit union based in San Joaquin County. Established in 1954 by a small group of San Joaquin County employees, FCCU is a member-owned financial institution that offers a variety of services designed to help its members improve their personal finances.
(209) 929-1200 2486 miles Lender's profile and map Reviews Bank of Stockton 301 East Miner Avenue, Stockton, CA, 95202 The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers
(209) 444-5300 2486 miles Lender's profile and map Reviews Central State Credit Union 919 North Center Street, South Pasadena, CA, 95202 Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
(209) 222-6570 2486 miles Lender's profile and map Reviews De'Lane Financial Solutions 20 North Sutter Street, Suite 301, Stockton, CA, 95202 Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(916) 492-2299 2486 miles Lender's profile and map Reviews Old Valley Homes & Loans 2463 Torino Street, Unit 4, West Sacramento, CA, 95691 Our mission is to participate and provide sources in Green Business. We have made a pledge to engage in ethical, sustainable, and environmentally conscious business practices, including water and energy conservation and recycling, use reduction, and paper-free transactions when possible.
(916) 371-6300 2486 miles Lender's profile and map Reviews Hawkins Home Loans 1401 Halyard Road, Suite 130, West Sacramento, CA, 95691 Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.
(916) 731-4405 2486 miles Lender's profile and map Reviews Evans Mortgage Co 6355 Riverside Blvd, Suite E, Sacramento, CA, 95831 Evans Mortgage Co. started in 1990. John and Marcia Evans set up their kitchen table with a simple phone line and fax machine, eager to help serve clients. It wasn't long before the company evolved into Evans & Grupp Mortgage and took up residence on Sutterville Road in Land Park. In the summer of 1993.
916.823.3333 2486 miles Lender's profile and map Reviews GFL Capital Mortgage 1100 Corporate Way, Suite 210, Sacramento, CA, 95831 GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
(209) 406-7333 2487 miles Lender's profile and map Reviews Stockton Mortgage R.E.L.S.C. 6820 Pacific Avenue, Stockton, CA, 95207 Stockton Mortgage R.E.L.S.C. is the original Team of local experts for real estate loans. We strive to support our communities through easy to understand home loans, construction financing, and more! Mortgages are processed in a family friendly, yet boutique business atmosphere. 40 years Local & Now Online to Connect.
(209) 914-1096 2487 miles Lender's profile and map Reviews Tri-Valley Lending 4600 N. Pershing Ave, Suite B, Stockton, CA, 95207 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(209) 800-7906 2487 miles Lender's profile and map Reviews Central Valley Mortgage Group 5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207 We are a full-service mortgage company based in Stockton, CA. We specialize in FHA, VA, Conventional, USDA & JUMBO loans in Lodi, Linden, Patterson and Sonora. We also serve the surrounding cities in San Joaquin County, Stanislaus County, Madera County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.