USDA Vs. FHA Pro and Con comparison in Plainfield, Union County, NJ
In the year 2025, the USDA loan limit established in Plainfield, located in Union, NJ, is $0. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine the needed income, credit, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Plainfield, Union, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Plainfield, NJ
The objective of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and conveniently. Initiate your journey by selecting one of the three starting points leading to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
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601 S Harbour Island Blvd, Suite 109, Tampa, FL, 33602
Business Loan Solutions is a diversified loan service company which provides a broad array of loan services countrywide to help companies receive the money they need to improve their sales, operating efficiency and for growth. The company provides several business loan programs including: lines of credit, business acquisition.
Founded in 1935 during the Great Depression, GTE Financial is one of the largest locally owned and operated financial institutions in the nation with convenient locations and free ATMs throughout Tampa Bay. We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers.
Thermo Credit is a privately held funding company with deep roots in the Communications and Technology sectors.Our team is comprised of people who come from a range of finance backgrounds including tier one investment banking houses, business founders, and credit analysts. Most importantly, our team managed companies like yours
400 North Tampa Street, 15th Floor, Tampa, FL, 33602
Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr.
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301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
