USDA and FHA Pro and Con in Plainfield, Union County, NJ
In the year 2025, the USDA loan limit established in Plainfield, located in Union, NJ, is $0. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine the needed income, credit, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Plainfield, Union, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Plainfield, NJ
The objective of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and conveniently. Initiate your journey by selecting one of the three starting points leading to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
Capital First Mortgage LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter
At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
