USDA Vs. FHA Pro and Con comparison in Haddon, Camden County, NJ
For 2025, the USDA loan limit applicable in the city of Haddon, within the county of Camden, NJ, is $381,800. The FHA limit for a single-family dwelling in the same area is $529,000.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA top rates and ascertain the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
Loan limits and down payment requirements for 2025 in Haddon, county of Camden, NJ
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Haddon, NJ
The mission of Lendersa® is to provide you with the most suitable USDA or FHA loan swiftly and without stress. Choose one of three starting pathways to connect with matching lenders and USDA loan schemes.
The USDA home loan, backed by the U.S. Department of Agriculture—also recognized as the USDA rural development loan or USDA mortgage—is specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage loan necessitates no down payment.
Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
"Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888.
Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded.
The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.
1922 - The State Bank of Hope was sold to the Peoples State Bank
1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.
Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.
1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.