USDA Vs. FHA Pro and Con comparison in Haddon, Camden County, NJ

For 2025, the USDA loan limit applicable in the city of Haddon, within the county of Camden, NJ, is $381,800. The FHA limit for a single-family dwelling in the same area is $529,000.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA top rates and ascertain the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .

Evaluate loan offers from 100 different lenders

Loan limits and down payment requirements for 2025 in Haddon, county of Camden, NJ

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan alternatives in Haddon, NJ

The mission of Lendersa® is to provide you with the most suitable USDA or FHA loan swiftly and without stress. Choose one of three starting pathways to connect with matching lenders and USDA loan schemes.

Image of Lendersa USDA loan request and match outcomes

Understanding USDA Loans in NJ

The USDA home loan, backed by the U.S. Department of Agriculture—also recognized as the USDA rural development loan or USDA mortgage—is specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carolina Equity Services
  • 1111 Pemberton Hill, Suite 101, Apex, NC, 27502
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GoPrime Mortgage
  • 320 N. Salem, Suite 300, Apex, NC, 27502
  • Our mission since opening in 2005 has always been to connect our customers with the optimal home loan and help create a smooth path to homeownership. We deliver those loans everyday with a personalized experience that meets the unique needs of each borrower and their financial goals.
  • Carolina Equity Services Inc
  • 1111 Pemberton Hill Road, Suite 101, Apex, NC, 27502
  • We have a team of mortgage experts who are ready to help you navigate this important financial commitment. We have closed over 28, 000 mortgage loans for North Carolina homeowners and Lowest rates & closing costs in the Triangle and throughout NC. Jodie Disbro Mortgage Broker with a demonstrated history of working in the real estate industry.
  • Casco Federal Credit Union
  • 375 Main St, Gorham, ME, 04038
  • Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
  • GoPrime
  • 320 N. Salem, Suite 300, Apex, NC, 27502
  • GoPrime Mortgage, Inc. is an award-winning, veteran-owned and operated mortgage company with a simple goal: to provide our clients with a path to homeownership and make a positive impact in our community. We make sure the path to homeownership is guided by someone who knows the way
  • Linkedup Home Lending LLC
  • 1785 Coventy Road, Cleveland, OH, 44118
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Great Lakes Financing
  • 24050 Commerce Park, Suite 204, Beachwood, OH, 44120
  • We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.
  • BlueWorld Private Capital LLC
  • 2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
  • BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
  • Eaton Family Credit Union
  • 333 Babbitt Road, Suite 100, Euclid, OH, 44123
  • We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.