USDA Vs. FHA Pro and Con comparison in Haddon-Heights, Camden County, NJ

In 2026, the USDA loan limit in Haddon-Heights, within Camden County, NJ, is set at $345,000. In contrast, the limit for an FHA loan on a single-family home is $431,250.

Take advantage of the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. Assess the income, credit, reserves, and documents needed to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side. This way, you can determine which program best suits your financial needs, particularly if you're located in .

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2026 Loan Limits and Downpayment Requirements in Haddon-Heights, Camden County, NJ

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Haddon-Heights, NJ

The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan options hassle-free. Choose from one of three initial steps to access the USDA loan programs through matched lenders.

Lendersa USDA loan request and matching results

Explaining USDA Loans in NJ

A USDA home loan, secured by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. It differs from FHA loans, which require a minimum of 3.5% down payment. USDA mortgages require no down payment, enhancing accessibility for buyers in these areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Haddon-Heights Lenders

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Lends in New Jersey
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • Lends in New Jersey
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."

  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • Lends in New Jersey
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
    Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."

  • Peoples Transport Federal Credit Union
  • 136 W Kings Highway, Mount Ephraim, NJ, 08059
  • Lends in New Jersey
  • The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.

  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.

  • Bluestone Commercial Capital LLC
  • 41 Grove St, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders

  • AdvancePoint Capital
  • 51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
  • Lends in New Jersey
  • AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.

  • 1st Colonial Community Bank Headquarters
  • 210 Lake Dr E, Suite 300, Cherry Hill, NJ, 08002
  • Lends in New Jersey
  • "1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.

    As a community bank, we place relationships and customer service at the center of all that we do."

  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Lends in New Jersey
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.

    Our mission is to serve our customers with honesty, integrity and competence.