USDA Vs. FHA your options comparison in Haddon-Heights, Camden County, NJ
In 2026, the USDA loan limit in Haddon-Heights, within Camden County, NJ, is set at $345,000. In contrast, the limit for an FHA loan on a single-family home is $431,250.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. Assess the income, credit, reserves, and documents needed to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side. This way, you can determine which program best suits your financial needs, particularly if you're located in .
2026 Loan Limits and Downpayment Requirements in Haddon-Heights, Camden County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Haddon-Heights, NJ
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan options hassle-free. Choose from one of three initial steps to access the USDA loan programs through matched lenders.
A USDA home loan, secured by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. It differs from FHA loans, which require a minimum of 3.5% down payment. USDA mortgages require no down payment, enhancing accessibility for buyers in these areas.
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