USDA Vs. FHA your options comparison in Audubon, Camden County, NJ

The USDA loan limit for Audubon, located in the county of Camden, NJ in 2025 is $381,800. Meanwhile, the FHA limit stands at $529,000 for single-family homes.

Utilize the Lendersa® USDA loan calculator to effectively compare today’s USDA and FHA best rates. It will help you understand the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling an informed decision regarding the best program in for your financial needs.

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2025 Limits and Downpayment Details in Audubon, Camden, NJ

Loan Type Maximum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Audubon, NJ

The mission of Lendersa® is to help you secure the most suitable USDA or FHA loan quickly and smoothly. Choose from three different starting options that connect you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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