In the year 2025, the USDA loan ceiling in Hampton, situated in the county of Sussex, NJ, is set at $776,600. In contrast, the FHA cap is $1,089,300 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, assessing the income, credit worthiness, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA comparison side by side, aiding your decision on which program in best suits your financial needs.
2025 loan ceilings and down payment needs in Hampton, county of Sussex, NJ
Loan Category
Limit Amount
Down Payment Percentage
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan avenues in Hampton, NJ
Lendersa® strives to secure the ideal USDA or FHA loan for you, promptly and effortlessly. Choose from three beginnings that lead to matching lenders and optimal USDA loan programs.
A USDA home loan is a government-backed loan, secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgages require no down payment at all.
Comtrust FCU is a strong, well capitalized credit union whose member accounts are federally insured to $250, 000 by the National Credit Union Administration, one of the strongest insurance funds in the country. We take pride in assuring our members that their account information is secure, private and protected with up-to-date technology available.
401 Chestnut Street, Suite 101, Chattanooga, TN, 37402
When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.
Our mission is to be the bank where “every customer comes back and brings a friend.
Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
Barot Capital, LLC Commercial Real Estate Loan Consultants
736 Market Street, Suite 318, Chattanooga, TN, 37402
BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
555 Walnut Street, Suite 100, Chattanooga, TN, 37402
Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
Chattanooga First Federal Credit Union started out small with the sole ambition of serving employees of U.S. Pipe and Foundry and their families. Over time, we've expanded our membership base to others and now offer a comprehensive range of credit union services. Chattanooga First Federal Credit Union Established in 1961.
1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408
Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.
1391 Holmes Street, Suite 119, Chattanooga, TN, 37408
Morgage Assurance is ready to help you purchase your dream home today. We are a family owned business located in Chattanooga, Tennesee Mortgage Assurance has nurtured relationships with numerous lending companies across the U.S., which allows us to custom fit a lender for the loan program.
We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
