USDA Vs. FHA your options comparison in Stillwater, Sussex County, NJ
In 2025, the USDA loan limit in Stillwater, within the county of Sussex, NJ, is $776,600. For a single-family home, the FHA limit is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Stillwater, Sussex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Stillwater, NJ
The goal of Lendersa® is to secure the best possible USDA or FHA loan quickly and with ease. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
USDA home loans, backed by the government Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require none.
The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
25 Cumberland Street, Suite 120, Charleston, SC, 29401
SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
215 East Bay Street, Suite 403-F, Charleston, SC, 29401
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
170 Meeting Street, Suite 501, Charleston, SC, 29401
Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two
First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years.
As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
North Georgia Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
