USDA Vs. FHA your options comparison in Green, Sussex County, NJ

For the year 2025, the USDA loan limit for Green in Sussex County, NJ is set at $776,600, compared to the FHA limit of $1,089,300 for single-family homes.

The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates. It provides insights into income, credit, reserves, and documents necessary for qualification. Our advanced calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding in identifying the right choice for your financial needs in .

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Loan limits and down payment stipulations in Green, Sussex County, NJ for 2025

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA loans in Green, NJ

Lendersa® aims to connect you with the finest USDA or FHA loans both quickly and easily. Start with one of three paths to match lenders to USDA loan offerings.

Lendersa USDA loan request outcomes

Understanding USDA Loans in NJ

A USDA home loan is government-backed through the Department of Agriculture, also known as a USDA rural development loan or mortgage. It’s available exclusively in rural areas and does not require a down payment, unlike FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Argus Financial Corporation
  • 990 Industrial Road, Suite 200, San Carlos, CA, 94070
  • Argus Financial was founded in 1971 to provide mortgage banking services to residential, commercial & industrial developers in Northern California. Today the firm offers a complete range of project finance capabilities: institutional joint ventures, permanent mortgages, construction loans, convertible and participating mortgages, investment sales.
  • HPI Financial
  • 1149 Cherry St., San Carlos, CA, 94070
  • HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Delloro Financial Services
  • 1250 San Carlos Avenue, Suite 101, San Carlos, CA, 94070
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108
  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.
  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108
  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.
  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Best Collateral
  • 285 Bel Marin Keys Blvd, Novato, CA, 94949
  • We’ve reinvented the pawnbroker experience. Our customers love shopping at our pawn shops, because we’ve created the look and feel of a retail store, while offering merchandise at wholesale prices. Visit our online pawn shop merchandise website to browse our entire inventory and pleasant and secure locations in Northern California, Best Collateral
  • Lend Agents Mortgage Inc.
  • 372 Bel Marin Keys, Suite H, Novato, CA, 94949
  • As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
  • Golden Gate Lending Group
  • 1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
  • Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
  • Divita Home Finance, Inc.
  • 1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
  • DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience
  • Monterey County Bank
  • 601 Munras Avenue, Monterey, CA, 93940
  • Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts