USDA Vs. FHA your options comparison in Haworth, Bergen County, NJ

For the year 2025, in Haworth, located within the county of Bergen, NJ, the set USDA loan limit is $0. In comparison, the FHA limit for a single-family home is noted as $1,089,300.

Make use of the Lendersa® USDA loan calculator to gauge today's USDA versus FHA optimal rates. This tool assists you in determining the income, credit requirements, reserves, and documentation necessary for qualification. Through our comprehensive mortgage calculator, explore side-by-side comparisons of USDA, FHA, Conforming, and VA loans to choose the most fitting program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Haworth, County of Bergen, NJ

Loan Type Maximum Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Understanding USDA and FHA Loan Options in Haworth, NJ

The primary aim of Lendersa® is to facilitate your acquisition of an optimal USDA or FHA loan swiftly and with ease. Choose from one of our three starter paths to connect with matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching outcomes

Grasping USDA Loans in NJ

The USDA home loan, sanctioned by the U.S. Department of Agriculture, is frequently dubbed the USDA rural development loan or simply a USDA mortgage. It is exclusively available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commercial Mortgage Corporation
  • 1670 South Amphlett Blvd, Suite 214, San Mateo, CA, 94402
  • Commercial Mortgage Corporation offers the best personalized mortgage services available on the Internet - easy, convenient shopping for the best loan programs and most current rates available, together with the assistance of an experienced. For old fashion service, you will always work with a "live" loan officer to guide you through.
  • Simons & Company
  • 177 Bovet Road, Suite 600, San Mateo, CA, 94402
  • SIMONS & COMPANY is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
  • Mortgage Services
  • 177 Bovet Road Suite 130, San Mateo, CA, 94402
  • Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
  • Allwin Capital
  • 1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
  • Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry. We are an independently owned and operated business, and welcome clients from the entire state of California
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.​
  • Redwood Mortgage Corp.
  • 155 Bovet Road, Suite 302, San Mateo, CA, 94402
  • Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
  • Ellison Lending
  • 635 Central Avenue, San Francisco, CA, 94117
  • Ellison Lending has over 20 years of experience serving the Bay Area and all over California with lending solutions that meet your specific situation. Our goal is to make your real estate transaction happen as efficiently as possible. We want to make lending a positive experience and build a lasting relationship.
  • Task Mortgage & Investments Inc
  • 8465 old redwood Highway, Suite 410, Windsor, CA, 95492
  • Task Mortgage & Investments Inc We are an experienced team of mortgage and investment experts based in beautiful Sonoma County, California. For over 20 years we have provided a full array of products to match the right real estate opportunity with the right people. From the best of credit to the challenged credit.
  • Matrix Real Estate
  • 177 Johnson Street, Windsor, CA, 95492
  • Matrix Real Estate is your 1 Stop Real Estate and Mortgage Broker. With competitive edge with wholesale mortgage rates and service that is unmatched. We have streamlined the process of buying or selling a home to make it easier for you. We have built a team of industry experts to make sure you have access to local home inspectors
  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
  • Reena Loans & Real Estate Corporation
  • 652 16th Avenue, San Francisco, CA, 94118
  • Over 25+years of experience in residential real estate sales, 15 years of experience in commercial real estate sales. 12+years of experience with mortgages and commercial loans. Twelve years of experience managing Reena Paleja's own firm. WE PROVIDE PROFESSIONAL SERVICES- Real Estate, Property Management, COMMERCIAL LOANS and MORTGAGE.